5 Tips to Raise Your Credit Score By Scott J. Wilson RISMEDIA, August 6, 2011—(MCT)—The higher your credit scores, the better shot you have of getting a loan or credit card application approved. Improving your credit scores takes time, but it can be done. Start by getting free copies of your three major credit reports at the government-authorized site annualcreditreport.com. 1. Check your reports for accuracy. Financial columnist Liz Weston, author of “Your Credit Score,” says to look for credit cards or other accounts that aren’t yours, negative entries that are more than seven years old, duplicate past-due items and incorrect Social Security number or date of birth. 2. Dispute errors. Credit bureaus are required by law to investigate mistakes you bring to their attention and report back to you. Typically, they ask the creditor that reported the past-due information to check its records. If the creditor can’t verify the info or doesn’t respond, the item … [Read more...]
TWILIGHT OPEN HOUSE – Wine & Cheese served
Please join us for a special wine & cheese event … 5:00 – 8:00 pm Thursday, August 4th 13437 Contour Dr., Sherman Oaks Neighbors and friends, we invite you to view this beautiful property at a Twilight Open House. Come relax and enjoy wine, cheese and great company in this wonderful 3 bedroom (plus office) hillside home. Perfect for entertaining and family life (excellent school district), this home offers privacy, elegance, and the opportunity to live in a desirable neighborhood for an affordable price. Invite your friends and family! RSVP not required though appreciated: (818) 432-1565 DRE: 00782527 Anita Rich The Rich Group Keller Williams Studio City (818) 432-1565 info@arichgroup.com Information not guaranteed. This is not intended as a solicitation if your property is currently listed with another broker. Property Map … [Read more...]
Essential Information for Second Home Purchases
Essential Information for Second Home Purchases We welcome your questions and comments. Send your e-mail to: Anita@aRichGroup.com. Anita Rich Anita@ARichGroup.com Keller Williams Realty Office: 818-380-5202 Mobile: 818-632-2258 http://www.ARichGroup.com … [Read more...]
How to Choose the Right Home for Your Family
How to Choose the Right Home for Your Family You’ve probably heard more than once that today’s perfect storm of low prices, high inventory, and affordable interest rates are making this the right time for you to buy that home you’ve always wanted. As you begin to shop around, however, there are several important criteria to consider in order to make the best choice for you and your family. Discuss the following with your real estate agent before you begin looking for a home. This will help narrow down the choices and shorten the search process: Type of home: One-story or two, single-family, duplex or condo? How will paying homeowner dues affect your overall buying power? Will a swimming pool be a bonus or a hindrance? Making these decisions in advance will help you focus on the right types of home to look at. New or existing: A new home is all shiny and clean, but will carry with it some hefty initial costs such as landscaping and window coverings. Many builders are … [Read more...]
Do You Have the Right Coverage?
Take an Insurance Check-up with the Best! Insurance is a necessary part of life—it helps provide us with important peace of mind and financial security. But are you aware that your insurance needs change as you pass through life’s many chapters? Adapting your insurance coverage accordingly is critical to your future. He are some key insurance stages to be aware of from the Federal Citizen Information Center: Teen and College Years. A new driver’s license in the household calls for additional auto insurance. Coverage is cheapest for teens added to the family’s policy. Full-time students are generally covered by family health policies until age 23 or graduated, but check with your company to see if supplemental coverage is needed. The same is true for personal property insurance. Students living at home or on campus are covered by the family’s policy, but students living in off-campus housing may require renter’s insurance to cover personal property. Married and … [Read more...]
