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3 Tips for First-Time Investors

3 Tips for First-Time Investors There isn’t a worker in America who doesn’t know he or she should be saving money—especially given today’s economic conditions. Whether you're saving for a home down payment, college tuition or a retirement nest egg, investing in the future is a wise financial decision. Understandably, the two most pressing questions usually are: “How much can I afford to save?” and “What is the best way to make my money grow?” Financial experts agree that long-term investing is the surest way to build savings—and also that you do not need a lot of money to get started. What is critically important, however, is that you save on a consistent basis. There are classes you can take, books you can read, and experts you can consult in order to learn the finer points of investing. To begin with, however, there are three fundamental steps you must take: 1.  Determine your savings goals. You need to know what your savings goals are in order to figure … [Read more...]

Your Own Private Resort at Home!

Living Room

5460 White Oak Ave #A310, Encino, CA 91316 Standard Sale for sought after floor plan with two story living room . Wood beamed ceilings and enclosed large master suite with full bath, walk in closet and second mirrored closet. Ceiling fans and hi celings in living room and master extend the already spacious unit. Newer kitchen with granite, wood floors, new cabinets and top of the line appliances. Separate dining area, large balcony enhance this upstairs unit with no one above you. Convenient proximity to gated garage.. This unit with pool, spa, recreation room, gym, security on premises and active HOA make this a rare find at this price.Tennis courts a full club house, BBQ areas, men and womens separate gym and sauna, pool, spa, and true community feel make this a home feel like living in a resort. >>> VIRTUAL TOUR <<< Property Photos Property Map REQUEST MORE INFO: … [Read more...]

Tips for a Successful-Short Sale Transaction

7 Steps to Buying a Short Sale Today’s real estate market is yielding great opportunities for home buyers, such as short sales. Short sales, however, can be a complicated and often frustrating process for both buyers and sellers. From home inspection company Pillar To Post (www.pillartopost.com), here are some important tips for pulling off a successful-short sale transaction: 1. Finding Short-sale Properties Most short sales are listed by real estate agents on local websites and in MLS feeds. Because some lenders complain that identifying a property as a short sale enables buyers to lower their bids, agents will slip in terms that more subtly identify the listing as a short sale, such as: "Subject to bank approval" "Pre-foreclosure" "Notice of Default" "Preapproved by bank" "Headed for auction" 2. Choosing a Real Estate Professional Make sure the real estate agent you choose to work with has experience and/or certification in short sales. The buying process is … [Read more...]

Your private retreat in the heart of West LA!

Fireplace in Living Room

1825 Pelham Ave # 3, Los Angeles 90025 Spacious, over 2,300 sq. ft., 3 level town home in a quaint 4 unit building is your private retreat in the heart of West LA. Direct access from 2 car parking garage into the lower level bonus room which is perfect for media, exercise and/or office complete with wet bar area. On the main level is an open LR/DR area with gleaming hardwood floors, gas fireplace and balcony which leads to a lovely brick patio perfect for entertaining. Large eat-in kitchen, with pantry and full size laundry area. Upstairs are 2 generous bedrooms and a bath with closets galore! In addition, the super Master Suite boasts a large walk-in closet and a bath with separate shower and jacuzzi tub. There is another lovely balcony off the master for your morning coffee or tea. This is a truly special home in a neighborhood known for its schools and convenient access to all points. >>> VIRTUAL TOUR <<< Property Photos School Information for 1825 … [Read more...]

Helpful Ways to Assist Hummingbirds during Their Fall Migration

Helpful Ways to Assist Hummingbirds during Their Fall Migration Continue feeding hummingbirds in mid-August and September as they start their migration back to warmer climates. They do not migrate in flocks nor fly very high—mainly so they can see food sources along the way. Ruby Throated Hummingbirds fly to Florida, Louisiana or Texas by mid-September before flying across the Gulf to Mexico’s Yucatan Peninsula and south. However, a significant population now winters along the Gulf Coast between Florida and Texas. Almost all hummingbirds migrate except some of the Anna’s and Allen’s hummingbirds in Southern California and Anna’s can also spend the winter in Arizona. The Costa’s hummingbird breeds in the Colorado desert during winter. In the weeks before hummingbirds migrate, they start to intensely feed in an attempt to gain weight and fat. This is called hyperphagia. A female might put on 25-40% more weight while a smaller male might double its weight. … [Read more...]

Top 5 Ways to Protect Your Identity Online

Top 5 Ways to Protect Your Identity Online While the Internet is increasingly becoming our go-to source for instantly connecting with others, conducting business, shopping and more, there are certain safety precautions we need to consider. Whether we’re at our desktops at the office, on our mobile devices on the road, or accessing the Internet through a computer in a public space, such as a hotel business center, we must be cognizant of cyber crime and know where the risks lie. According to David Nelson, an FDIC fraud specialist, there are specific steps you can follow to minimize the risk of identity theft and other online attacks. Here are his top five suggestions: If you bank online, frequently check your deposit accounts and lines of credit to spot and report errors or fraudulent transactions, just as you should with traditional banking. Never give your Social Security number, credit or debit card numbers, personal identification numbers (PINs) or any other confidential … [Read more...]


Equal Housing Keller Williams Luxury Division Anita Rich, proud member of WeSpark's board of Directors Member of RISMedia Top 5 in Real Estate Rich Coastal Property Managment Anita was the Charter President 
of the Studio City Chapter Member of Keller Williams Commercial Division Realtor